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AY 2026-27 Deadline: 31 July 2026 — 53 days remaining. Late filing attracts interest (§234A) + fee up to ₹5,000 (§234F).

📋 Income Tax

ITR Filing for AY 2026-27

File your Income Tax Return for Assessment Year 2026-27 (FY 2025-26) with an ICAI-registered Chartered Accountant. Upload your Form 16 — our AI extracts the data, CA reviews, files in 48 hours.

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Starting from

₹999

Turnaround

48 hours

Due date

31 Jul 2026

ICAI registered

✓ Verified CA

Regulatory Basis

Income Tax Return filing is mandated under Section 139 of the Income Tax Act, 1961 for every individual whose total income exceeds the basic exemption limit (₹3,00,000 under the new regime for AY 2026-27, or ₹2,50,000 under the old regime). Filing is also compulsory regardless of income in certain cases — e.g. if foreign assets are held, or if the individual is a director or holds unlisted shares.

Provision	What it says	Consequence of non-compliance
Section 139(1)	Mandatory filing by the due date	Loss of right to carry forward business losses
Section 139(4)	Belated return — filed after due date but before 31 Dec 2026	No carry-forward of losses (other than HP loss); late fee under §234F
Section 234A	Interest on tax payable for late filing	1% per month from due date to filing date on unpaid tax
Section 234F	Late filing fee	₹1,000 (income ≤ ₹5L) or ₹5,000 (income > ₹5L)
Rule 12(3)	E-verification within 30 days of filing	Return treated as not filed; §234F penalty may apply

Which ITR Form Do You Need?

ITR Form	Applicable to	Income limit
ITR-1 (Sahaj)	Salary, one house property, other sources (interest, dividend)	≤ ₹50 lakhs; no capital gains or foreign income
ITR-2	Salary + capital gains, rental income, foreign income, 2+ properties	No limit; cannot have business income
ITR-3	Business / professional income (with books of accounts)	No limit; includes partnership firm partners
ITR-4 (Sugam)	Presumptive income under §44AD (business), §44ADA (profession), §44AE	≤ ₹50L professional / ₹2Cr business turnover
ITR-5	Partnership firms, LLPs, AOPs, BOIs	Entities — not individuals
ITR-6	Companies (other than claiming §11 exemption)	Companies only

Not sure which form applies to you? Our CA will select the correct form as part of the filing process.

How It Works — 6 Steps

Upload Form 16

Share your Form 16 (Part A + B) via the secure portal. Multiple Form 16s if you changed employers during the year.

AI Extraction

Our AI reads your Form 16 and cross-checks with your AIS (Annual Information Statement) for TDS, high-value transactions, and interest income.

Regime Comparison

We compute tax liability under both old and new tax regimes and show you which saves more. You choose — we file with the better option.

CA Reviews & Files

Our ICAI-registered CA reviews the computation, resolves mismatches, selects the correct ITR form, and e-files on incometax.gov.in.

E-Verify (30-day window)

You e-verify using Aadhaar OTP — takes 2 minutes. We send you the link and reminder. Must be done within 30 days per Rule 12(3).

ITR-V to Vault

Your acknowledgement (ITR-V) is saved to your encrypted vault. Refunds reach your bank account in 15–45 days of e-verification.

Transparent Pricing

No hidden fees. Price is fixed at engagement — you know what you pay before we start.

Salary

₹999

ITR-1

✓Salary income
✓One house property
✓Bank interest / dividend
✓Standard deduction ₹75,000
✓Old vs new regime comparison

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Frequently Asked Questions

What is the due date for ITR filing for AY 2026-27?

The due date for filing Income Tax Return for Assessment Year 2026-27 (Financial Year 2025-26) is 31 July 2026 for individuals and HUFs not subject to tax audit under Section 44AB. For taxpayers liable to audit, the due date is 31 October 2026 under Section 139(1) of the Income Tax Act, 1961.

What is the penalty for late ITR filing?

Late filing of ITR attracts interest under Section 234A at 1% per month on unpaid tax, plus a late fee under Section 234F of ₹1,000 if total income is below ₹5 lakhs or ₹5,000 if total income exceeds ₹5 lakhs. Losses other than house property loss also cannot be carried forward if the return is filed after the due date.

What documents are needed to file ITR?

Key documents include Form 16, Form 16A, Form 26AS / AIS / TIS, bank statements, home loan interest certificate, rent receipts for HRA, investment proofs for Sections 80C and 80D, and capital gains statements from your broker or mutual fund.

What is the difference between AY and FY?

Financial Year (FY) is the year in which income is earned. Assessment Year (AY) is the year immediately after the FY in which that income is assessed and the return is filed. For example, income earned from 1 April 2025 to 31 March 2026 is FY 2025-26 and is assessed in AY 2026-27.

Can I file ITR without Form 16?

Yes. You can file using your AIS, TIS, salary slips, bank statements, and tax credit details even if Form 16 is not available. Form 16 is helpful, but it is not a legal prerequisite for filing under Section 139.

Which ITR form should I use?

ITR-1 suits salary, one house property, and other sources for income up to ₹50 lakhs. ITR-2 is for capital gains, foreign income, and multiple house properties. ITR-3 is for business or professional income with books of accounts. ITR-4 is for presumptive income under Sections 44AD, 44ADA, and 44AE.

How do I e-verify my ITR?

After filing, you must e-verify within 30 days under Rule 12(3). Common options are Aadhaar OTP, net banking, bank account validation, demat account validation, or offline ITR-V submission to CPC Bengaluru. An unverified return is treated as not filed.

Estimate Your Tax — Free Calculator

See your tax liability under both old and new regimes before filing. Takes 2 minutes.

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File Your ITR for AY 2026-27 Today

31 July 2026 is the deadline. Every day you wait is a day closer to ₹5,000 in late fees and loss of refund interest. Our CA will have your return filed within 48 hours of receiving your Form 16.

Get Started — Starting ₹999 →Schedule a CA consultation

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